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False alarms will cost you money
Honolulu's Alarm Ordinance requires you to register your alarm system. The initial registration fee is $15 for the 1st year and $5 per year thereafter. Go to the HPD's informational page (click the link above) for information. The Alarm Registration / Permit Application form is also available on PDF file for download.
Buying your first home can be a daunting task. Visit the First Time Home Buyer Programs for information and a complete list of programs available to first time home buyers.
A Home Exemption can save you money
If you purchase a home and plan to live in it, you could qualify for a home exemption. Check the City & County of Honolulu's Real Property Assessment page. September 30 of every year is the cut off date to file a claim. Form P-3 can be downloaded here.
How Lenders see you is based on a number between 300 to 850.
Fair, Isaac & Co (FICO) is the credit rating score lenders use. What's YOUR creditscore? See how lenders see you. Find out how scoring works and how to improve it at MyFICO.com. This site is worth your visit if you plan to buy anything on credit.
You have 3 credit ratings from the three credit reporting agencies: Experian, TransUnion and Equifax.
And...You can now order an annual credit report FREE from each of the 3 credit reporting agencies. Go to the official site: AnnualCreditReport.com. Note: Your free annual credit reports do not include your credit score.
Knowing which buildings are Pet Friendly can spare you the heartache
The Hawaiian Humane Society lists "Pet Friendly Buildings" where you can check buildings by areas on Oahu. Smart landlords will appreciate the Pet Addendum form (scroll to the middle of the page under "Pets in Housing") and other helpful tidbits. If you're wondering where you can take your doggie for walks in the park, check the Dog Parks or Dog Beaches and make sure you follow the BarkPark rules! *Last checked link 02.14.09; 03.22.09...still pending HI Humane Society upload. kt*
A Reverse-Mortgage may be an attractive alternative to older homeowners who need cash but there are risks...
Starting your own business is an American dream but it can be a daunting task...
Visit the Unites States Small Business Administration site for programs and services , how to write a business plan, finding the right niche and just about everything you'll want to know to get started.
"...access to the tax records of the City & County of Honolulu, Hawaii..." City & County of Honolulu On-Line Services is also helpful for other on-line services (eg. paying your water bill on-line, your motor vehicle registration..."
Most readable or printable forms online are on PDF format, you'll need to download the Adobe Reader available through the link provided below. It's free...if you already have the Adobe Reader, you can skip this step (unless you're looking to upgrade your current version).
